One of our previous posts was about a guy who likes to dig into apps for codes using Cycript. Once he came across three code lines suggesting that Facebook was working on implementing P2P payments into Messenger. Before that, yours truly had written a post about “Messengers of the Future”, forecasting this feature to be used in all messaging apps.
Now the future is here.
Yesterday Facebook announced it in its blog. So far, the service is for the US only. In line with expectations, Zuckerberg and company are not going to charge anything for that.
*Tremble, mobile banking, tremble!*
How to send money:
- Start chat with a friend.
- Tap the dollar icon on the Messenger panel.
- Specify the amount you want to send, add your bank card, and tap “Pay”.
How to receive money:
- Open the chat from your friend.
- Add your card (just once) and accept the payment.
Alas, banks may slow down the process of money transfer and eventually it can take 1 to 3 business days. It is entirely up to your bank, though.
Facebook has been a payment processor for gamers and advertisers since 2007, so it’s not the first time it will be dealing with banks. Zuckerberg’s social network processes over a million transactions daily, including payments in the sticker shop. Sounds trustworthy, doesn’t it? It means that in the future money transactions here will be in good hands.
More details can be found here.